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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,324/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,648/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 328 Saleable ft²
- Gross Area
- 475 ft²
- Efficiency
- 69%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-09 | HK$6.50M | +30.5% 3.6y · 9.0%/yr |
| 2016-09-12 | HK$4.98M | +34.6% 6.3y · 6.0%/yr |
| 2010-05-31 | HK$3.70M | +112.6% |
| 2004-12-06 | HK$1.74M | −42.0% |
| 1997-01-18 | HK$3.00M | +16.7% |
| 1996-05-09 | HK$2.57M | — |