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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,091/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,182/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,654 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 422 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 81%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-15 | HK$4.50M | +13.9% 1.1y |
| 2025-04-28 | HK$3.95M | −19.7% 9.9y · −2.0%/yr |
| 2015-06-04 | HK$4.92M | +147.2% |
| 2008-08-28 | HK$1.99M | +2.1% |
| 2008-03-03 | HK$1.95M | +54.8% |
| 2006-03-24 | HK$1.26M | — |