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At today's rate and a 90% mortgage, the deposit on this unit is about HK$321K, with repayments around HK$13,996/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$27,992/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- F
- Saleable Area
- 259 Saleable ft²
- Gross Area
- 338 ft²
- Efficiency
- 77%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-02 | HK$4.80M | +26.3% 3.2y · 8.0%/yr |
| 2017-03-28 | HK$3.80M | +54.5% 6.1y · 9.0%/yr |
| 2011-03-08 | HK$2.46M | +29.5% |
| 2010-02-23 | HK$1.90M | +13.1% |
| 2009-10-13 | HK$1.68M | +133.3% |
| 2004-10-26 | HK$720K | — |