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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,462/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.02M · min. income ≈ HK$38,924/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,927 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 490 ft²
- Efficiency
- 77%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-25 | HK$7.30M | +10.9% 3.7y · 3.0%/yr |
| 2017-07-03 | HK$6.58M | +1.5% 4.2y · 0.0%/yr |
| 2013-04-19 | HK$6.48M | +292.7% |
| 2005-05-20 | HK$1.65M | +57.1% |
| 2004-12-14 | HK$1.05M | −54.3% |
| 1997-07-10 | HK$2.30M | — |