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At today's rate and a 90% mortgage, the deposit on this unit is about HK$353K, with repayments around HK$15,412/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$353K · loan HK$3.18M · min. income ≈ HK$30,824/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 246 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 63%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-19 | HK$4.10M | +5.1% 4.2y · 1.0%/yr |
| 2018-02-23 | HK$3.90M | +130.8% 8.3y · 16.0%/yr |
| 2009-11-04 | HK$1.69M | +13.4% |
| 2008-09-04 | HK$1.49M | +129.2% |
| 2004-01-20 | HK$650K | −48.8% |
| 1996-11-01 | HK$1.27M | — |