▼ 0.50% · 3.625%
HK$2,396
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,471
−HK$75/mo
Today · 4.125%
HK$2,546
baseline
▲ 0.50% · 4.625%
HK$2,701
+HK$155/mo
Deposit HK$525K · loan HK$525K · min. income ≈ HK$5,092/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,666
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,737
−HK$73/mo
Today · 4.125%
HK$2,810
baseline
▲ 0.50% · 4.625%
HK$2,958
+HK$148/mo
Deposit HK$525K · loan HK$525K · min. income ≈ HK$5,620/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,636
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,718
−HK$83/mo
Today · 4.125%
HK$2,801
baseline
▲ 0.50% · 4.625%
HK$2,971
+HK$170/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$5,602/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,932
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$80/mo
Today · 4.125%
HK$3,091
baseline
▲ 0.50% · 4.625%
HK$3,254
+HK$163/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$6,182/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,875
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,965
−HK$91/mo
Today · 4.125%
HK$3,056
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$186/mo
Deposit HK$420K · loan HK$630K · min. income ≈ HK$6,112/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,199
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$87/mo
Today · 4.125%
HK$3,372
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$177/mo
Deposit HK$420K · loan HK$630K · min. income ≈ HK$6,744/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,212
−HK$98/mo
Today · 4.125%
HK$3,310
baseline
▲ 0.50% · 4.625%
HK$3,512
+HK$202/mo
Deposit HK$368K · loan HK$683K · min. income ≈ HK$6,620/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$95/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$192/mo
Deposit HK$368K · loan HK$683K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,459
−HK$106/mo
Today · 4.125%
HK$3,565
baseline
▲ 0.50% · 4.625%
HK$3,782
+HK$217/mo
Deposit HK$315K · loan HK$736K · min. income ≈ HK$7,130/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$101/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$208/mo
Deposit HK$315K · loan HK$736K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$114/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$232/mo
Deposit HK$263K · loan HK$788K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$108/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$223/mo
Deposit HK$263K · loan HK$788K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,834
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,953
−HK$121/mo
Today · 4.125%
HK$4,074
baseline
▲ 0.50% · 4.625%
HK$4,322
+HK$248/mo
Deposit HK$210K · loan HK$841K · min. income ≈ HK$8,148/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$116/mo
Today · 4.125%
HK$4,495
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$237/mo
Deposit HK$210K · loan HK$841K · min. income ≈ HK$8,990/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,073
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$129/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,592
+HK$263/mo
Deposit HK$158K · loan HK$893K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$123/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$252/mo
Deposit HK$158K · loan HK$893K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$136/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$279/mo
Deposit HK$105K · loan HK$946K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$130/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,324
+HK$267/mo
Deposit HK$105K · loan HK$946K · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).