▼ 0.50% · 3.625%
HK$2,510
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,588
−HK$80/mo
Today · 4.125%
HK$2,668
baseline
▲ 0.50% · 4.625%
HK$2,830
+HK$162/mo
Deposit HK$550K · loan HK$550K · min. income ≈ HK$5,336/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,867
−HK$76/mo
Today · 4.125%
HK$2,943
baseline
▲ 0.50% · 4.625%
HK$3,099
+HK$156/mo
Deposit HK$550K · loan HK$550K · min. income ≈ HK$5,886/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,761
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$87/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$179/mo
Deposit HK$495K · loan HK$605K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,154
−HK$84/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$170/mo
Deposit HK$495K · loan HK$605K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,012
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,106
−HK$95/mo
Today · 4.125%
HK$3,201
baseline
▲ 0.50% · 4.625%
HK$3,396
+HK$195/mo
Deposit HK$440K · loan HK$660K · min. income ≈ HK$6,402/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$91/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,718
+HK$186/mo
Deposit HK$440K · loan HK$660K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,263
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$103/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$211/mo
Deposit HK$385K · loan HK$716K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,630
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$98/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$202/mo
Deposit HK$385K · loan HK$716K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,624
−HK$111/mo
Today · 4.125%
HK$3,735
baseline
▲ 0.50% · 4.625%
HK$3,962
+HK$227/mo
Deposit HK$330K · loan HK$771K · min. income ≈ HK$7,470/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,014
−HK$107/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,338
+HK$217/mo
Deposit HK$330K · loan HK$771K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$119/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$244/mo
Deposit HK$275K · loan HK$826K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$114/mo
Today · 4.125%
HK$4,415
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$233/mo
Deposit HK$275K · loan HK$826K · min. income ≈ HK$8,830/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$127/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$260/mo
Deposit HK$220K · loan HK$881K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$121/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$249/mo
Deposit HK$220K · loan HK$881K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,267
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,400
−HK$135/mo
Today · 4.125%
HK$4,535
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$276/mo
Deposit HK$165K · loan HK$936K · min. income ≈ HK$9,070/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$129/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$264/mo
Deposit HK$165K · loan HK$936K · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$143/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$292/mo
Deposit HK$110K · loan HK$991K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,161
−HK$137/mo
Today · 4.125%
HK$5,298
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$279/mo
Deposit HK$110K · loan HK$991K · min. income ≈ HK$10,596/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).