▼ 0.50% · 3.625%
HK$17,136
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,669
−HK$541/mo
Today · 4.125%
HK$18,210
baseline
▲ 0.50% · 4.625%
HK$19,318
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,420/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,063
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,575
−HK$518/mo
Today · 4.125%
HK$20,093
baseline
▲ 0.50% · 4.625%
HK$21,152
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,186/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,849
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,436
−HK$595/mo
Today · 4.125%
HK$20,031
baseline
▲ 0.50% · 4.625%
HK$21,250
+HK$1,219/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,062/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,970
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,532
−HK$571/mo
Today · 4.125%
HK$22,103
baseline
▲ 0.50% · 4.625%
HK$23,268
+HK$1,165/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,206/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,563
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,203
−HK$649/mo
Today · 4.125%
HK$21,852
baseline
▲ 0.50% · 4.625%
HK$23,182
+HK$1,330/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,704/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,876
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,490
−HK$622/mo
Today · 4.125%
HK$24,112
baseline
▲ 0.50% · 4.625%
HK$25,383
+HK$1,271/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,224/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,277
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$704/mo
Today · 4.125%
HK$23,673
baseline
▲ 0.50% · 4.625%
HK$25,114
+HK$1,441/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,346/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,447
−HK$674/mo
Today · 4.125%
HK$26,121
baseline
▲ 0.50% · 4.625%
HK$27,498
+HK$1,377/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,242/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,990
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,736
−HK$758/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$27,046
+HK$1,552/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,404
−HK$727/mo
Today · 4.125%
HK$28,131
baseline
▲ 0.50% · 4.625%
HK$29,613
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,262/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,704
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,503
−HK$812/mo
Today · 4.125%
HK$27,315
baseline
▲ 0.50% · 4.625%
HK$28,978
+HK$1,663/mo
Deposit HK$1.88M · loan HK$5.64M · min. income ≈ HK$54,630/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,595
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,362
−HK$778/mo
Today · 4.125%
HK$30,140
baseline
▲ 0.50% · 4.625%
HK$31,729
+HK$1,589/mo
Deposit HK$1.88M · loan HK$5.64M · min. income ≈ HK$60,280/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,417
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,270
−HK$867/mo
Today · 4.125%
HK$29,137
baseline
▲ 0.50% · 4.625%
HK$30,909
+HK$1,772/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,274/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,501
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,319
−HK$830/mo
Today · 4.125%
HK$32,149
baseline
▲ 0.50% · 4.625%
HK$33,844
+HK$1,695/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,298/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,131
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,037
−HK$921/mo
Today · 4.125%
HK$30,958
baseline
▲ 0.50% · 4.625%
HK$32,841
+HK$1,883/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$61,916/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,408
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,277
−HK$882/mo
Today · 4.125%
HK$34,159
baseline
▲ 0.50% · 4.625%
HK$35,959
+HK$1,800/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$68,318/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,844
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,804
−HK$975/mo
Today · 4.125%
HK$32,779
baseline
▲ 0.50% · 4.625%
HK$34,773
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,558/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,314
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,234
−HK$934/mo
Today · 4.125%
HK$36,168
baseline
▲ 0.50% · 4.625%
HK$38,074
+HK$1,906/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,336/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,446 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).