Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,254/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.56M · min. income ≈ HK$34,508/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B (NO. 159)
- Saleable Area
- 452 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 87%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-27 | HK$4.07M | −15.2% 8.3y · −2.0%/yr |
| 2015-12-08 | HK$4.80M | +40.8% 5.0y · 8.0%/yr |
| 2010-11-16 | HK$3.41M | +79.5% |
| 2009-05-27 | HK$1.90M | +2.7% |
| 2007-11-29 | HK$1.85M | — |