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At today's rate and a 90% mortgage, the deposit on this unit is about HK$304K, with repayments around HK$13,281/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$304K · loan HK$2.74M · min. income ≈ HK$26,562/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 22 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 4
- Saleable Area
- 273 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-06 | HK$3.00M | −14.3% 1.5y · −10.0%/yr |
| 2022-11-09 | HK$3.50M | −9.1% 3.9y · −2.0%/yr |
| 2018-12-24 | HK$3.85M | +18.5% 4.5y · 4.0%/yr |
| 2014-06-17 | HK$3.25M | — |