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At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,048/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$36,096/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,637 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 309 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 65%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-16 | HK$3.96M | −22.7% 5.4y · −4.0%/yr |
| 2020-10-16 | HK$5.12M | +45.0% 8.1y · 6.0%/yr |
| 2012-09-03 | HK$3.53M | +76.5% |
| 2009-09-04 | HK$2.00M | +104.1% |
| 2005-02-02 | HK$980K | — |