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At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,649/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.40M · min. income ≈ HK$23,298/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 64 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- G
- Saleable Area
- 260 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 73%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-13 | HK$4.19M | −0.2% 3.2y · 0.0%/yr |
| 2018-06-13 | HK$4.20M | +32.1% 3.8y · 8.0%/yr |
| 2014-08-22 | HK$3.18M | +71.9% |
| 2011-12-15 | HK$1.85M | — |