▼ 0.50% · 3.625%
HK$20,280
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,911
−HK$641/mo
Today · 4.125%
HK$21,552
baseline
▲ 0.50% · 4.625%
HK$22,863
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,104/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,562
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,167
−HK$613/mo
Today · 4.125%
HK$23,780
baseline
▲ 0.50% · 4.625%
HK$25,034
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,560/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,308
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,002
−HK$705/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,443/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,483
−HK$676/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,537
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,336
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,093
−HK$769/mo
Today · 4.125%
HK$25,862
baseline
▲ 0.50% · 4.625%
HK$27,436
+HK$1,574/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,724/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,074
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,800
−HK$737/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,041
+HK$1,504/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,364
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$834/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,704/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,117
−HK$798/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,392
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,275
−HK$898/mo
Today · 4.125%
HK$30,173
baseline
▲ 0.50% · 4.625%
HK$32,009
+HK$1,836/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,346/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$860/mo
Today · 4.125%
HK$33,293
baseline
▲ 0.50% · 4.625%
HK$35,048
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,586/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,420
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,367
−HK$961/mo
Today · 4.125%
HK$32,328
baseline
▲ 0.50% · 4.625%
HK$34,295
+HK$1,967/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,656/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,842
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,750
−HK$921/mo
Today · 4.125%
HK$35,671
baseline
▲ 0.50% · 4.625%
HK$37,551
+HK$1,880/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,342/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,448
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,458
−HK$1,025/mo
Today · 4.125%
HK$34,483
baseline
▲ 0.50% · 4.625%
HK$36,581
+HK$2,098/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$68,966/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,098
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,067
−HK$982/mo
Today · 4.125%
HK$38,049
baseline
▲ 0.50% · 4.625%
HK$40,054
+HK$2,005/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,098/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,476
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,549
−HK$1,089/mo
Today · 4.125%
HK$36,638
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$2,230/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,276/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,355
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,383
−HK$1,044/mo
Today · 4.125%
HK$40,427
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,131/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,854/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,504
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,640
−HK$1,154/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,360/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,611
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,700
−HK$1,105/mo
Today · 4.125%
HK$42,805
baseline
▲ 0.50% · 4.625%
HK$45,061
+HK$2,256/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,610/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,816 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).