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At today's rate and a 90% mortgage, the deposit on this unit is about HK$529K, with repayments around HK$23,056/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,112/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$118,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 89 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 531 Saleable ft²
- Gross Area
- 695 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-10 | HK$5.45M | −0.9% 3.9y · −5.0%/yr |
| 2022-03-23 | HK$5.50M | −20.1% 1.5y · −14.0%/yr |
| 2020-09-30 | HK$6.88M | +27.4% 7.1y · 4.0%/yr |
| 2013-09-19 | HK$5.40M | +468.4% |
| 2003-02-12 | HK$950K | — |