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20/F 1

in WING TAK BUILDING BLOCK B

Wan Chai District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$3.12M
≈ HK$12,123 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$312K, with repayments around HK$13,590/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$12,788
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,186
−HK$404/mo
Today · 4.125%
HK$13,590
baseline
▲ 0.50% · 4.625%
HK$14,417
+HK$827/mo

Deposit HK$312K · loan HK$2.80M · min. income ≈ HK$27,180/mo (50% DSR)

Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 6 min walk · 426 m
Education
37
schools within 1 km (11 within 500 m)
Daily convenience
77
within 1 km (38 within 500 m)
Health
22
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 77 shopping and daily-needs spots nearby.

Healthcare close by — 22 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
1
Saleable Area
257 Saleable ft²
Gross Area
356 ft²
Efficiency
72%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-11-01 HK$3.75M +71.2%
12.8y · 6.0%/yr
2010-01-22 HK$2.19M +43.1%
2009-06-30 HK$1.53M +155.0%
2003-01-09 HK$600K
Data sourced from Renavon.com