Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$467K, with repayments around HK$20,384/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$40,768/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,834 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 78 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- N
- Saleable Area
- 367 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 79%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-25 | HK$4.25M | −26.7% 3.7y · −7.0%/yr |
| 2021-07-22 | HK$5.80M | +61.9% 8.9y · 7.0%/yr |
| 2012-08-20 | HK$3.58M | +98.9% |
| 2009-04-23 | HK$1.80M | +6.5% |
| 2007-10-10 | HK$1.69M | −21.4% |
| 1997-07-23 | HK$2.15M | — |