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Crescira AVM · estimated value Medium confidence
HK$36.18M
≈ HK$24,477 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.85M, with repayments around HK$122,730/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$115,488
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$119,080
−HK$3,650/mo
Today · 4.125%
HK$122,730
baseline
▲ 0.50% · 4.625%
HK$130,198
+HK$7,468/mo

Deposit HK$10.85M · loan HK$25.32M · min. income ≈ HK$245,460/mo (50% DSR)

Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,537,495 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
31號
Saleable Area
1,478 ft²
Gross Area
1,860 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-03-22 HK$33.88M +57.7%
6.3y
2014-11-24 HK$21.48M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 6 min walk · 421 m
Education
26
schools within 1 km (9 within 500 m)
Daily convenience
45
within 1 km (20 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Wan Chai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com