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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,204/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.76M · min. income ≈ HK$36,408/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 393 ft²
- Efficiency
- 72%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-22 | HK$3.68M | −37.1% 7.4y · −5.0%/yr |
| 2018-08-15 | HK$5.85M | +28.9% 3.2y · 9.0%/yr |
| 2015-06-05 | HK$4.54M | +191.0% |
| 2007-01-10 | HK$1.56M | +31.1% |
| 2006-09-12 | HK$1.19M | — |