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Crescira AVM · estimated value Medium confidence
HK$10.34M
≈ HK$9,298 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.10M, with repayments around HK$35,078/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,008
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,035
−HK$1,043/mo
Today · 4.125%
HK$35,078
baseline
▲ 0.50% · 4.625%
HK$37,212
+HK$2,134/mo

Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,156/mo (50% DSR)

Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,738 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A室(64號)
Saleable Area
1,112 ft²
Gross Area
1,100 ft²
Efficiency
101%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-04-24 HK$18.78M +52.7%
13.2y
2013-03-01 HK$12.30M +221.1%
2006-12-18 HK$3.83M +47.3%
2006-02-18 HK$2.60M −42.2%
1998-10-03 HK$4.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 3 min walk · 230 m
Education
37
schools within 1 km (6 within 500 m)
Daily convenience
66
within 1 km (34 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
85
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 85 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com