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Crescira AVM · estimated value ● Medium confidence
HK$3.33M
≈ HK$16,398 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$333K, with repayments around HK$14,519/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,663
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,088
−HK$431/mo
Today · 4.125%
HK$14,519
baseline
▲ 0.50% · 4.625%
HK$15,403
+HK$884/mo

Deposit HK$333K · loan HK$3.00M · min. income ≈ HK$29,038/mo (50% DSR)

Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
19/F
Flat
B
Saleable Area
203 ft²
Gross Area
338 ft²
Efficiency
60%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-06-29 HK$5.00M +72.4%
10.1y
2012-05-23 HK$2.90M +31.8%
1.7y
2010-10-04 HK$2.20M +12.8%
2.8y
2010-04-27 HK$1.95M +19.6%
2.4y
2007-12-11 HK$1.63M +16.4%
0.2y
2007-10-11 HK$1.40M −22.2%
10.1y
1997-09-25 HK$1.80M +19.2%
0.8y
1996-12-17 HK$1.51M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 19 min walk · 1,457 m
(quite far — consider other transport options)
Education
24
schools within 1 km (7 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building