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Crescira AVM · estimated value Medium confidence
HK$11.43M
≈ HK$16,962 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.43M, with repayments around HK$38,786/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,497
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,632
−HK$1,154/mo
Today · 4.125%
HK$38,786
baseline
▲ 0.50% · 4.625%
HK$41,146
+HK$2,360/mo

Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,572/mo (50% DSR)

Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,726 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
24/F
Flat
A
Saleable Area
674 ft²
Gross Area
956 ft²
Efficiency
71%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-01-10 HK$14.00M +16.7%
7.6y
2012-04-17 HK$12.00M +140.0%
2006-05-13 HK$5.00M +38.9%
2002-06-18 HK$3.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 398 m
Education
52
schools within 1 km (25 within 500 m)
Daily convenience
54
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com