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23/F A4

in Pearl City Mansion Block A

Wan Chai District · Hong Kong Island

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Floor
6/F A10 424 ft² 6/F A3 570 ft² 6/F A5 563 ft² 6/F A6 543 ft² 6/F A4 287 ft² 6/F A7 563 ft² 7/F A2 460 ft² 7/F A5 563 ft² 7/F A8 543 ft² 8/F A1 558 ft² 8/F A4 287 ft² 8/F A5 563 ft² 8/F A8 543 ft² 8/F A9 563 ft² 8/F A6 543 ft² 8/F A7 563 ft² 9/F A8 543 ft² 9/F A9 563 ft² 9/F A1 558 ft² 9/F A2 460 ft² 9/F A4 287 ft² 9/F A5 563 ft² 9/F A7 563 ft² 10/F A10 424 ft² 10/F A4 287 ft² 10/F A5 563 ft² 10/F A1 558 ft² 10/F A2 460 ft² 10/F A6 543 ft² 10/F A7 563 ft² 10/F A9 563 ft² 11/F A2 460 ft² 11/F A3 570 ft² 11/F A6 543 ft² 11/F A8 543 ft² 11/F A5 563 ft² 11/F A9 563 ft² 12/F A1 558 ft² 12/F A5 563 ft² 12/F A10 424 ft² 12/F A7 563 ft² 12/F A8 543 ft² 13/F A5 563 ft² 13/F A6 543 ft² 13/F A7 563 ft² 13/F A8 543 ft² 13/F A10 424 ft² 13/F A1 558 ft² 13/F A9 563 ft² 14/F A10 403 ft² 14/F A8 543 ft² 15/F A1 558 ft² 15/F A2 460 ft² 15/F A5 563 ft² 15/F A4 287 ft² 15/F A7 563 ft² 15/F A8 543 ft² 16/F A2 460 ft² 16/F A3 570 ft² 16/F A4 287 ft² 16/F A5 563 ft² 16/F A6 543 ft² 16/F A8 543 ft² 16/F A9 563 ft² 16/F A1 558 ft² 17/F A5 563 ft² 17/F A8 543 ft² 17/F A1 558 ft² 17/F A2 460 ft² 17/F A4 287 ft² 17/F A6 543 ft² 18/F A10 424 ft² 18/F A3 570 ft² 18/F A5 563 ft² 18/F A4 287 ft² 19/F A2 460 ft² 19/F A3 570 ft² 19/F A4 300 ft² 19/F A5 563 ft² 19/F A8 543 ft² 19/F A7 563 ft² 20/F A2 460 ft² 20/F A7 563 ft² 20/F A8 543 ft² 20/F A10 424 ft² 20/F A3 570 ft² 20/F A9 563 ft² 21/F A6 543 ft² 21/F A7 563 ft² 21/F A9 563 ft² 21/F A10 424 ft² 21/F A3 570 ft² 21/F A4 287 ft² 21/F A8 543 ft² 22/F A6 543 ft² 22/F A9 563 ft² 22/F A2 460 ft² 22/F A3 570 ft² 22/F A4 287 ft² 23/F A1 558 ft² 23/F A10 403 ft² 23/F A4 287 ft² 23/F A5 563 ft² 23/F A3 570 ft² 24/F A1 558 ft² 24/F A10 424 ft² 24/F A3 570 ft² 24/F A4 287 ft² 24/F A7 571 ft² 24/F A5 563 ft² 24/F A6 543 ft² 25/F A3 570 ft² 25/F A4 287 ft² 25/F A8 543 ft² 25/F A9 563 ft² 25/F A1 558 ft² 25/F A2 460 ft² 26/F A2 460 ft² 26/F A8A 271 ft² 26/F A10 424 ft² 26/F A3A 285 ft² 26/F A5A 282 ft² 26/F A5B 282 ft² 26/F A6A 271 ft² 26/F A6B 271 ft² 26/F A7B 282 ft² 26/F A9B 282 ft²
Crescira AVM · estimated value Medium confidence
HK$3.32M
≈ HK$11,577 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,493/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,637
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,062
−HK$431/mo
Today · 4.125%
HK$14,493
baseline
▲ 0.50% · 4.625%
HK$15,374
+HK$881/mo

Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$28,986/mo (50% DSR)

Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
23/F
Flat
A4
Saleable Area
287 ft²
Gross Area
369 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-09-29 HK$3.98M +165.3%
1997-01-07 HK$1.50M +8.7%
1996-11-22 HK$1.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 3 min walk · 178 m
Education
43
schools within 1 km (10 within 500 m)
Daily convenience
66
within 1 km (38 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
87
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 87 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com