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5/F F

in Monticello

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$18.30M
≈ HK$17,022 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.49M, with repayments around HK$62,078/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$58,415
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,232
−HK$1,846/mo
Today · 4.125%
HK$62,078
baseline
▲ 0.50% · 4.625%
HK$65,855
+HK$3,777/mo

Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,156/mo (50% DSR)

Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,187 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 7 min walk · 554 m
Education
22
schools within 1 km (8 within 500 m)
Daily convenience
39
within 1 km (6 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
F
Saleable Area
1,075 Saleable ft²
Gross Area
1,261 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2012-01-13 HK$16.00M +60.0%
2009-03-05 HK$10.00M +113.7%
2001-06-01 HK$4.68M
Data sourced from Renavon.com