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Crescira AVM · estimated value ● Medium confidence
HK$10.41M
≈ HK$14,475 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.12M, with repayments around HK$35,307/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,224
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,257
−HK$1,050/mo
Today · 4.125%
HK$35,307
baseline
▲ 0.50% · 4.625%
HK$37,455
+HK$2,148/mo

Deposit HK$3.12M · loan HK$7.29M · min. income ≈ HK$70,614/mo (50% DSR)

Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$390,271 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
A
Saleable Area
719 ft²
Gross Area
950 ft²
Efficiency
76%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-04-20 HK$5.80M +65.7%
12.5y
1996-11-07 HK$3.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 17 min walk · 1,360 m
(quite far — consider other transport options)
Education
22
schools within 1 km (11 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building