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Crescira AVM · estimated value Medium confidence
HK$12.46M
≈ HK$11,724 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.74M, with repayments around HK$42,278/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$39,783
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,021
−HK$1,257/mo
Today · 4.125%
HK$42,278
baseline
▲ 0.50% · 4.625%
HK$44,851
+HK$2,573/mo

Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,556/mo (50% DSR)

Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,327 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,063 ft²
Gross Area
1,350 ft²
Efficiency
79%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-03-21 HK$17.50M +136.5%
2006-03-24 HK$7.40M +89.7%
2002-07-13 HK$3.90M −49.5%
1997-04-19 HK$7.73M +64.5%
1996-05-08 HK$4.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 14 min walk · 1,053 m
Education
42
schools within 1 km (7 within 500 m)
Daily convenience
25
within 1 km (5 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com