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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.05M, with repayments around HK$34,471/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.05M · loan HK$7.11M · min. income ≈ HK$68,942/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,027 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C室(46號)
- Saleable Area
- 848 Saleable ft²
- Gross Area
- 1,600 ft²
- Efficiency
- 53%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2008-02-18 | HK$9.61M | −0.0% |
| 2008-02-18 | HK$9.61M | +55.6% 1.4y |
| 2006-09-26 | HK$6.18M | +60.9% 2.1y |
| 2004-08-04 | HK$3.84M | +0.0% |
| 2004-08-04 | HK$3.84M | +30.1% 7.5y |
| 2002-02-16 | HK$2.95M | −44.9% |
| 1997-03-08 | HK$5.35M | — |