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Crescira AVM · estimated value ● Medium confidence
HK$27.49M
≈ HK$18,638 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.25M, with repayments around HK$93,265/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$87,761
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,491
−HK$2,774/mo
Today · 4.125%
HK$93,265
baseline
▲ 0.50% · 4.625%
HK$98,940
+HK$5,675/mo

Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,530/mo (50% DSR)

Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,372 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
2
Saleable Area
1,475 ft²
Gross Area
1,854 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-03-08 HK$21.00M −59.2%
2017-04-12 HK$51.50M +106.0%
9.2y
2008-01-18 HK$25.00M +101.9%
12.3y
1995-10-04 HK$12.38M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 8 min walk · 570 m
Education
45
schools within 1 km (5 within 500 m)
Daily convenience
29
within 1 km (1 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building