Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$13.61M
≈ HK$11,646 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.08M, with repayments around HK$46,186/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,460
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,812
−HK$1,374/mo
Today · 4.125%
HK$46,186
baseline
▲ 0.50% · 4.625%
HK$48,996
+HK$2,810/mo

Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,372/mo (50% DSR)

Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,519 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
1,169 ft²
Gross Area
1,500 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-10-16 HK$12.38M +113.8%
18.9y
2006-11-25 HK$5.79M +13.5%
10.1y
1996-10-18 HK$5.10M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 3 min walk · 226 m
Education
43
schools within 1 km (7 within 500 m)
Daily convenience
69
within 1 km (40 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
88
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 69 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 88 parks, libraries and sports venues nearby.

Location

Other appraised units in this building