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At today's rate and a 90% mortgage, the deposit on this unit is about HK$617K, with repayments around HK$26,926/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$617K · loan HK$5.56M · min. income ≈ HK$53,852/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 427 Saleable ft²
- Gross Area
- 475 ft²
- Efficiency
- 90%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-05 | HK$7.65M | +17.7% 3.5y · 5.0%/yr |
| 2018-03-07 | HK$6.50M | +41.3% 6.5y · 6.0%/yr |
| 2011-08-15 | HK$4.60M | +102.6% |
| 2007-01-18 | HK$2.27M | +20.7% |
| 2006-05-13 | HK$1.88M | −26.6% |
| 1997-08-09 | HK$2.56M | — |