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Crescira AVM · estimated value Medium confidence
HK$11.85M
≈ HK$16,097 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.55M, with repayments around HK$40,193/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,821
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,997
−HK$1,196/mo
Today · 4.125%
HK$40,193
baseline
▲ 0.50% · 4.625%
HK$42,638
+HK$2,445/mo

Deposit HK$3.55M · loan HK$8.29M · min. income ≈ HK$80,386/mo (50% DSR)

Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,277 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
736 ft²
Gross Area
946 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1997-10-29 HK$7.25M +42.2%
1996-05-09 HK$5.10M +11.4%
1996-03-19 HK$4.58M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 666 m
Education
32
schools within 1 km (11 within 500 m)
Daily convenience
58
within 1 km (13 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com