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Crescira AVM · estimated value ● Medium confidence
HK$10.50M
≈ HK$17,246 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.15M, with repayments around HK$35,631/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,528
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,571
−HK$1,060/mo
Today · 4.125%
HK$35,631
baseline
▲ 0.50% · 4.625%
HK$37,799
+HK$2,168/mo

Deposit HK$3.15M · loan HK$7.35M · min. income ≈ HK$71,262/mo (50% DSR)

Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$393,849 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
E
Saleable Area
609 ft²
Gross Area
670 ft²
Efficiency
91%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-02-19 HK$10.00M +44.9%
6.5y
2014-08-19 HK$6.90M +115.6%
8.2y
2006-06-28 HK$3.20M +0.0%
5.2y
2001-04-20 HK$3.20M −5.9%
1.7y
1999-08-26 HK$3.40M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 17 min walk · 1,323 m
(quite far — consider other transport options)
Education
31
schools within 1 km (4 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building