▼ 0.50% · 3.625%
HK$22,014
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,699
−HK$696/mo
Today · 4.125%
HK$23,395
baseline
▲ 0.50% · 4.625%
HK$24,818
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,790/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,147
−HK$667/mo
Today · 4.125%
HK$25,814
baseline
▲ 0.50% · 4.625%
HK$27,174
+HK$1,360/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,628/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,215
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,969
−HK$765/mo
Today · 4.125%
HK$25,734
baseline
▲ 0.50% · 4.625%
HK$27,300
+HK$1,566/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,468/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,939
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,662
−HK$733/mo
Today · 4.125%
HK$28,395
baseline
▲ 0.50% · 4.625%
HK$29,892
+HK$1,497/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,790/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,417
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,239
−HK$834/mo
Today · 4.125%
HK$28,073
baseline
▲ 0.50% · 4.625%
HK$29,782
+HK$1,709/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,146/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,389
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,177
−HK$799/mo
Today · 4.125%
HK$30,976
baseline
▲ 0.50% · 4.625%
HK$32,609
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,952/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,618
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$905/mo
Today · 4.125%
HK$30,413
baseline
▲ 0.50% · 4.625%
HK$32,263
+HK$1,850/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,826/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,838
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$867/mo
Today · 4.125%
HK$33,558
baseline
▲ 0.50% · 4.625%
HK$35,327
+HK$1,769/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,116/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,820
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,778
−HK$974/mo
Today · 4.125%
HK$32,752
baseline
▲ 0.50% · 4.625%
HK$34,745
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,504/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,287
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,206
−HK$933/mo
Today · 4.125%
HK$36,139
baseline
▲ 0.50% · 4.625%
HK$38,044
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,278/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,021
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,048
−HK$1,044/mo
Today · 4.125%
HK$35,092
baseline
▲ 0.50% · 4.625%
HK$37,227
+HK$2,135/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,184/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,736
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,721
−HK$999/mo
Today · 4.125%
HK$38,720
baseline
▲ 0.50% · 4.625%
HK$40,761
+HK$2,041/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,440/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,223
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,318
−HK$1,113/mo
Today · 4.125%
HK$37,431
baseline
▲ 0.50% · 4.625%
HK$39,709
+HK$2,278/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,862/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,185
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,236
−HK$1,066/mo
Today · 4.125%
HK$41,302
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,177/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,604/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,424
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,588
−HK$1,183/mo
Today · 4.125%
HK$39,771
baseline
▲ 0.50% · 4.625%
HK$42,191
+HK$2,420/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,542/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,634
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,750
−HK$1,133/mo
Today · 4.125%
HK$43,883
baseline
▲ 0.50% · 4.625%
HK$46,196
+HK$2,313/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,766/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,625
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,858
−HK$1,252/mo
Today · 4.125%
HK$42,110
baseline
▲ 0.50% · 4.625%
HK$44,673
+HK$2,563/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,220/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,083
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,265
−HK$1,199/mo
Today · 4.125%
HK$46,464
baseline
▲ 0.50% · 4.625%
HK$48,914
+HK$2,450/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,928/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,422 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).