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Crescira AVM · estimated value Medium confidence
HK$23.99M
≈ HK$18,963 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.20M, with repayments around HK$81,381/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,579
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,961
−HK$2,420/mo
Today · 4.125%
HK$81,381
baseline
▲ 0.50% · 4.625%
HK$86,333
+HK$4,952/mo

Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,762/mo (50% DSR)

Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,501 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
F
Saleable Area
1,265 ft²
Gross Area
1,600 ft²
Efficiency
79%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-07-16 HK$32.22M +24.5%
6.4y · 4.0%/yr
2013-02-26 HK$25.88M +32.7%
2010-07-26 HK$19.50M +34.5%
2007-12-24 HK$14.50M +32.4%
2006-05-11 HK$10.95M +14.1%
1997-01-03 HK$9.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 13 min walk · 1,021 m
Education
36
schools within 1 km (8 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com