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Crescira AVM · estimated value Medium confidence
HK$24.91M
≈ HK$19,962 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.47M, with repayments around HK$84,518/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,530
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,004
−HK$2,514/mo
Today · 4.125%
HK$84,518
baseline
▲ 0.50% · 4.625%
HK$89,660
+HK$5,142/mo

Deposit HK$7.47M · loan HK$17.44M · min. income ≈ HK$169,036/mo (50% DSR)

Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$1,058,792 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
C
Saleable Area
1,248 ft²
Gross Area
1,600 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2020-04-08 HK$36.89M +47.6%
8.4y · 6.0%/yr
2011-11-14 HK$25.00M +104.9%
2006-04-20 HK$12.20M −26.1%
1997-06-27 HK$16.50M +34.4%
1996-12-07 HK$12.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 13 min walk · 1,021 m
Education
36
schools within 1 km (8 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com