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Crescira AVM · estimated value Medium confidence
HK$30.96M
≈ HK$21,620 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.29M, with repayments around HK$105,032/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$98,834
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$101,908
−HK$3,124/mo
Today · 4.125%
HK$105,032
baseline
▲ 0.50% · 4.625%
HK$111,423
+HK$6,391/mo

Deposit HK$9.29M · loan HK$21.67M · min. income ≈ HK$210,064/mo (50% DSR)

Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,315,780 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
2
Saleable Area
1,432 ft²
Gross Area
1,721 ft²
Efficiency
83%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-10-08 HK$27.00M +190.9%
21.5y
2004-04-01 HK$9.28M −42.2%
1997-07-24 HK$16.05M +0.0%
1997-07-18 HK$16.05M +11.6%
1997-05-13 HK$14.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 10 min walk · 757 m
Education
44
schools within 1 km (10 within 500 m)
Daily convenience
58
within 1 km (4 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com