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Crescira AVM · estimated value Medium confidence
HK$14.56M
≈ HK$14,475 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.37M, with repayments around HK$49,402/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,487
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,933
−HK$1,469/mo
Today · 4.125%
HK$49,402
baseline
▲ 0.50% · 4.625%
HK$52,408
+HK$3,006/mo

Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,804/mo (50% DSR)

Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
B (NO. 14)
Saleable Area
1,006 ft²
Gross Area
1,125 ft²
Efficiency
89%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-01-20 HK$23.50M +440.2%
19.8y · 22.0%/yr
2001-04-10 HK$4.35M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 3 min walk · 220 m
Education
52
schools within 1 km (25 within 500 m)
Daily convenience
49
within 1 km (15 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
67
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 67 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com