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Crescira AVM · estimated value ● Medium confidence
HK$11.94M
≈ HK$8,612 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.58M, with repayments around HK$40,495/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,106
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,291
−HK$1,204/mo
Today · 4.125%
HK$40,495
baseline
▲ 0.50% · 4.625%
HK$42,959
+HK$2,464/mo

Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$80,990/mo (50% DSR)

Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,619 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
1
Saleable Area
1,386 ft²
Gross Area
1,100 ft²
Efficiency
126%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2008-09-23 HK$4.30M +87.0%
2004-02-06 HK$2.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 6 min walk · 459 m
Education
43
schools within 1 km (16 within 500 m)
Daily convenience
66
within 1 km (31 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
82
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 82 parks, libraries and sports venues nearby.

Location

Other appraised units in this building