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Crescira AVM · estimated value ● Medium confidence
HK$26.91M
≈ HK$24,850 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.07M, with repayments around HK$91,301/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$85,914
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,586
−HK$2,715/mo
Today · 4.125%
HK$91,301
baseline
▲ 0.50% · 4.625%
HK$96,857
+HK$5,556/mo

Deposit HK$8.07M · loan HK$18.84M · min. income ≈ HK$182,602/mo (50% DSR)

Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$1,143,774 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
29/F
Flat
2
Saleable Area
1,083 ft²
Gross Area
1,385 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-03-03 HK$31.00M +86.7%
10.9y
2010-04-22 HK$16.60M +3.8%
1.7y
2008-07-22 HK$16.00M +167.6%
5.0y
2003-08-16 HK$5.98M −26.2%
3.0y
2000-08-28 HK$8.10M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 10 min walk · 757 m
Education
44
schools within 1 km (10 within 500 m)
Daily convenience
63
within 1 km (6 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building