Skip to content
Crescira AVM · estimated value Medium confidence
HK$11.81M
≈ HK$13,973 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.54M, with repayments around HK$40,056/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,692
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,864
−HK$1,192/mo
Today · 4.125%
HK$40,056
baseline
▲ 0.50% · 4.625%
HK$42,493
+HK$2,437/mo

Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,112/mo (50% DSR)

Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,760 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
845 ft²
Gross Area
1,050 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2012-08-28 HK$9.96M +46.5%
2009-10-12 HK$6.80M +10.0%
1997-12-31 HK$6.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 4 min walk · 287 m
Education
50
schools within 1 km (24 within 500 m)
Daily convenience
41
within 1 km (13 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com