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Crescira AVM · estimated value Medium confidence
HK$25.41M
≈ HK$24,041 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.62M, with repayments around HK$86,208/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$81,121
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,645
−HK$2,563/mo
Today · 4.125%
HK$86,208
baseline
▲ 0.50% · 4.625%
HK$91,454
+HK$5,246/mo

Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$172,416/mo (50% DSR)

Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,972 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
22/F
Flat
2
Saleable Area
1,057 ft²
Gross Area
1,354 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2024-04-30 HK$28.50M +92.6%
15.8y
2008-07-17 HK$14.80M +8.0%
2007-11-23 HK$13.70M +26.9%
1998-04-14 HK$10.80M +5.9%
1996-11-19 HK$10.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 10 min walk · 757 m
Education
44
schools within 1 km (10 within 500 m)
Daily convenience
58
within 1 km (4 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com