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Crescira AVM · estimated value ● Medium confidence
HK$70.28M
≈ HK$32,211 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.09M, with repayments around HK$238,443/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$224,373
−HK$14,070/mo
▼ 0.25% · 3.875%
HK$231,352
−HK$7,091/mo
Today · 4.125%
HK$238,443
baseline
▲ 0.50% · 4.625%
HK$252,952
+HK$14,509/mo

Deposit HK$21.09M · loan HK$49.20M · min. income ≈ HK$476,886/mo (50% DSR)

Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$2,987,086 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
2,182 ft²
Gross Area
3,071 ft²
Efficiency
71%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-04-12 HK$57.60M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 8 min walk · 629 m
Education
14
schools within 1 km (4 within 500 m)
Daily convenience
29
within 1 km (2 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building