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Crescira AVM · estimated value Medium confidence
HK$72.81M
≈ HK$28,554 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.84M, with repayments around HK$247,018/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$232,442
−HK$14,576/mo
▼ 0.25% · 3.875%
HK$239,672
−HK$7,346/mo
Today · 4.125%
HK$247,018
baseline
▲ 0.50% · 4.625%
HK$262,048
+HK$15,030/mo

Deposit HK$21.84M · loan HK$50.97M · min. income ≈ HK$494,036/mo (50% DSR)

Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$3,094,505 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
NO. 2
Saleable Area
2,550 ft²
Gross Area
2,864 ft²
Efficiency
89%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2008-01-07 HK$40.00M +110.5%
2004-03-26 HK$19.00M −34.5%
1998-04-17 HK$29.00M −6.1%
1997-10-30 HK$30.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 861 m
Education
15
schools within 1 km (3 within 500 m)
Daily convenience
32
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com