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Crescira AVM · estimated value ● Medium confidence
HK$57.88M
≈ HK$25,840 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.36M, with repayments around HK$196,364/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$184,777
−HK$11,587/mo
▼ 0.25% · 3.875%
HK$190,525
−HK$5,839/mo
Today · 4.125%
HK$196,364
baseline
▲ 0.50% · 4.625%
HK$208,313
+HK$11,949/mo

Deposit HK$17.36M · loan HK$40.52M · min. income ≈ HK$392,728/mo (50% DSR)

Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$2,459,945 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
A
Saleable Area
2,240 ft²
Gross Area
2,500 ft²
Efficiency
90%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-08-24 HK$64.60M +51.3%
10.2y
2011-06-27 HK$42.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 650 m
Education
16
schools within 1 km (6 within 500 m)
Daily convenience
44
within 1 km (6 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Other appraised units in this building