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Crescira AVM · estimated value Medium confidence
HK$10.89M
≈ HK$12,931 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.27M, with repayments around HK$36,937/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,757
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,838
−HK$1,099/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$39,184
+HK$2,247/mo

Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,874/mo (50% DSR)

Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,285 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
C
Saleable Area
842 ft²
Gross Area
1,200 ft²
Efficiency
70%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2024-03-05 HK$10.00M −28.6%
3.2y
2020-12-04 HK$14.00M +154.5%
14.2y
2006-09-15 HK$5.50M +101.5%
2002-03-02 HK$2.73M −61.0%
1998-01-27 HK$7.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 8 min walk · 592 m
Education
38
schools within 1 km (21 within 500 m)
Daily convenience
63
within 1 km (21 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Sheung Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com