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Crescira AVM · estimated value ● Medium confidence
HK$17.91M
≈ HK$16,359 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.37M, with repayments around HK$60,770/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$57,184
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,962
−HK$1,808/mo
Today · 4.125%
HK$60,770
baseline
▲ 0.50% · 4.625%
HK$64,467
+HK$3,697/mo

Deposit HK$5.37M · loan HK$12.54M · min. income ≈ HK$121,540/mo (50% DSR)

Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$671,725 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
B
Saleable Area
1,095 ft²
Gross Area
1,580 ft²
Efficiency
69%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-05-30 HK$28.25M +42.5%
8.1y
2011-04-19 HK$19.82M +23.5%
3.4y
2007-11-27 HK$16.05M +97.7%
1.7y
2006-03-21 HK$8.12M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 21 min walk · 1,602 m
(quite far — consider other transport options)
Education
20
schools within 1 km (9 within 500 m)
Daily convenience
7
within 1 km (3 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building