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Crescira AVM · estimated value ● Medium confidence
HK$46.01M
≈ HK$18,551 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.80M, with repayments around HK$156,083/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$146,873
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$151,441
−HK$4,642/mo
Today · 4.125%
HK$156,083
baseline
▲ 0.50% · 4.625%
HK$165,580
+HK$9,497/mo

Deposit HK$13.80M · loan HK$32.21M · min. income ≈ HK$312,166/mo (50% DSR)

Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,955,321 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
A
Saleable Area
2,480 ft²
Gross Area
2,800 ft²
Efficiency
89%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2016-10-24 HK$43.28M +57.4%
8.2y
2008-07-17 HK$27.50M +150.0%
3.9y
2004-09-07 HK$11.00M +39.2%
8.7y
1995-12-28 HK$7.90M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 4 min walk · 288 m
Education
50
schools within 1 km (25 within 500 m)
Daily convenience
42
within 1 km (12 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building