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Crescira AVM · estimated value ● Medium confidence
HK$104.04M
≈ HK$31,065 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$31.21M, with repayments around HK$352,945/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$332,118
−HK$20,827/mo
▼ 0.25% · 3.875%
HK$342,449
−HK$10,496/mo
Today · 4.125%
HK$352,945
baseline
▲ 0.50% · 4.625%
HK$374,420
+HK$21,475/mo

Deposit HK$31.21M · loan HK$72.82M · min. income ≈ HK$705,890/mo (50% DSR)

Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$5,460,581 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
E
Saleable Area
3,349 ft²
Gross Area
3,700 ft²
Efficiency
91%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2015-11-04 HK$109.80M +309.7%
11.5y
2004-05-11 HK$26.80M +46.8%
8.4y
1996-01-12 HK$18.25M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 871 m
Education
15
schools within 1 km (2 within 500 m)
Daily convenience
35
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building