28/F B

Central and Western District · Hong Kong Island

Switch unit

Floor

P/H B 3,028 ft² 7/F A 2,142 ft² 7/F B 2,118 ft² 8/F A 2,142 ft² 8/F B 2,118 ft² 9/F A 2,142 ft² 9/F B 2,118 ft² 10/F A 2,142 ft² 10/F B 2,118 ft² 11/F A 2,142 ft² 11/F B 2,118 ft² 12/F A 2,142 ft² 12/F B 2,118 ft² 15/F A 2,142 ft² 15/F B 2,118 ft² 16/F A 2,142 ft² 16/F B 2,118 ft² 17/F A 2,215 ft² 17/F B 2,118 ft² 18/F A 2,142 ft² 18/F B 2,118 ft² 19/F A 2,155 ft² 19/F B 2,131 ft² 20/F A 2,155 ft² 20/F B 2,131 ft² 21/F A 2,155 ft² 22/F A 2,228 ft² 22/F B 2,204 ft² 23/F A 2,155 ft² 23/F B 2,204 ft² 25/F A 2,155 ft² 25/F B 2,131 ft² 26/F A 2,155 ft² 26/F B 2,131 ft² 27/F A 2,155 ft² 27/F B 2,131 ft² 28/F A 2,155 ft² 28/F B 2,204 ft² 29/F A 2,155 ft² 29/F B 2,204 ft² 30/F A 2,242 ft² 30/F B 2,144 ft² 31/F A 2,169 ft² 31/F B 2,144 ft² 32/F A 2,169 ft² 32/F B 2,144 ft² 33/F A 2,169 ft² 33/F B 2,217 ft² 35/F A 2,169 ft² 36/F A 2,169 ft² 36/F B 2,144 ft² 37/F A 2,169 ft² 37/F B 2,144 ft² 38/F A 2,242 ft² 38/F B 2,144 ft² 39/F A 2,169 ft² 39/F B 2,144 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$68.03M

≈ HK$30,867 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$20.41M, with repayments around HK$230,797/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$217,178

−HK$13,619/mo

▼ 0.25% · 3.875%

HK$223,934

−HK$6,863/mo

Today · 4.125%

HK$230,797

baseline

▲ 0.50% · 4.625%

HK$244,841

+HK$14,044/mo

Deposit HK$20.41M · loan HK$47.62M · min. income ≈ HK$461,594/mo (50% DSR)

Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,305 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Central

≈ 12 min walk · 924 m

Education

schools within 1 km (2 within 500 m)

Daily convenience

within 1 km (3 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 28/F
Flat: B
Saleable Area: 2,204 Saleable ft²
Gross Area: 2,872 ft²
Efficiency: 77%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2014-08-29	HK$100.00M	+8.9%	HK$45,372	HK$34,819
2011-06-03	HK$91.80M	+68.4%	HK$41,652	HK$31,964
2009-06-16	HK$54.50M	+107.2%	HK$24,728	HK$18,976
2003-08-27	HK$26.30M	−15.6%	HK$11,933	HK$9,157
1998-12-01	HK$31.16M	—	HK$14,138	HK$10,850