Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$32.51M
≈ HK$24,156 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.75M, with repayments around HK$110,303/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$103,794
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$107,023
−HK$3,280/mo
Today · 4.125%
HK$110,303
baseline
▲ 0.50% · 4.625%
HK$117,015
+HK$6,712/mo

Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$220,606/mo (50% DSR)

Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,381,819 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
2
Saleable Area
1,346 ft²
Gross Area
1,624 ft²
Efficiency
83%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2018-09-19 HK$28.00M +7.9%
5.7y
2012-12-17 HK$25.95M +194.9%
11.5y
2001-07-05 HK$8.80M −20.0%
4.9y
1996-08-16 HK$11.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 10 min walk · 757 m
Education
44
schools within 1 km (10 within 500 m)
Daily convenience
63
within 1 km (6 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building