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At today's rate and a 90% mortgage, the deposit on this unit is about HK$511K, with repayments around HK$22,277/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,554/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,911 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- C
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 450 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-03-18 | HK$6.15M | +72.3% 5.3y |
| 2010-10-04 | HK$3.57M | +8.2% 0.3y |
| 2010-06-17 | HK$3.30M | +10.0% 3.6y |
| 2010-02-23 | HK$3.00M | +57.9% 3.3y |
| 2006-11-21 | HK$1.90M | — |