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At today's rate and a 90% mortgage, the deposit on this unit is about HK$635K, with repayments around HK$27,704/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,146 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 595 ft²
- Efficiency
- 63%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-14 | HK$7.18M | +10.8% 4.5y · 2.0%/yr |
| 2016-09-26 | HK$6.48M | +66.2% 6.1y · 11.0%/yr |
| 2010-08-30 | HK$3.90M | +39.3% |
| 2007-06-07 | HK$2.80M | +31.5% |
| 2004-12-14 | HK$2.13M | −16.8% |
| 1996-11-16 | HK$2.56M | — |